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Ramsey Solutions Financial Specialist George Kamel, gives advice to Americans and investors working at the former retirement age.
As soon as the settlement continues to approach retirement, some of them have been released from filter investments, some are less than Rosy views on the prospects for pension.
Loyalty investments in final edition The annual “Pension Planning Status” research, 45% of those between 44 and 59 years of age said they did not want to “when and how they want.”
Meanwhile, 53% felt confident that they can do.
A person puts money on pension deposits. (ITOK / ISTOCK)
“Gen X, what we call the Sandwich generation at the moment,” Loyalty investments Rita AssAFAF Deputy Chairman He told the fox. “He cares for both children and older parents, as well as to prepare for retirement. This costs.”
“If they also have a higher price of living, so it is likely to help children, or maybe the colleges in college, and these costs were higher,” he said. “Their daily expenses are higher. We also know that with older parents, health and long-term care costs are related to this.”
Asaf, despite the first 401 (k) generation of Gen X, “he said.
“Current retirees are still using pensions as the main ways to finance pension deposits, but in Gen X, 61% of our research, as well as 401 (k) and individual savings vehicles, this is also a big difference,” he said.
401 (k) Remains hit the second highest level in the record: loyalty
Compared to last year’s work, a trust of Gen X with “when and how desired” scholarships, something related to the higher value of the AssAfter and something related to generation members Retirement age.
The survey said that “truly is a little common concern that will be the last ‘of my retirement deposit’ with the high cost of life.
Gen X. “According to loyalty investments, the highest generation of work is the most negative pension worldview.”
The research was found in Gen Z and millennia, “their terms”, 75% and 71%, 71%, and the most confident in retirement. Meanwhile, 68% of the baby boomers said they were confident.
For Gen X, the children played juggling, older parents and higher living expenses. Asaf, “As the concern is approached,” he said to give a pension.
Young generations like genes and millennials are still in the horizon, so it is still a more confident, “and take more time in their hands to save more savings and gain complex earnings benefits.”
In general, 67% of them Years of retirement planning “When and how they wanted, he said he was positive when he retired.
The research was based on a survey involved in more than 2,000 “adult financial decisions” with a minimum investment account.
According to research, respecting the balance between respondents, including respondents among the respondents who refuse to retire and retire, respect the balance of demolition and eliminating inflation and high costs, eliminating inflation and high costs.
The closing of a man who calculates a large man’s hand at home (ITOK / ISTOCK)
Meanwhile, 72% of the golden years were “planned” among the current pensioners. A similar share – 70% of pension planings felt enough.
The study shows how long the social security of $ 1.5 million in the 50 countries
When the retirement earns, 77% of retirees, according to the study, 77% of social security pointed as their best sources. Behind were pensions, 48%, 41%, individual deposits.
A retired couple walks the arm on the beach. (Getty Images / Annette Riedl / Image Alliance via Getty Images)
“Planning does not retire,” he said. “You have to develop alone PlanningEven when you retire. ”
According to the survey, 10 retirees received a hit as a result of the growing value of seven deposits.
Transamerica Regulatory Research Center, found in August 2024, was reported to be the middle age of secondary pensioners.
The Americans believe that $ 1.46 million, the north-western interaction is the amount of money needed to retire a comfortable retirement.
