50 only 3 of the United States is only 3 in the order of 30% for buyers


30% Rule – The potential home founder is a common standard for a large number of voltage of a house in the annual house of the house, which limits its monthly income to 30% of its monthly income.

However, according to a new report from Realtor.com, where the house can watch this recommendation when buying a house, it is less and farther in the country.

America’s only 50 best subway fields are households that can make median income bend in a house This will not be over 30% of its annual income, the report was found.

America’s Housing Crisis: Realtor.com CEO said it was a way to solve it

Realtor.com The 30% rule said that using the “standard 20% discount and 6.82% of the average mortgage rate”. Taxes and insurance are also indicated.

In front of the house for sale

A sign for sale hangs in front of a house in New York Patchogue on June 1, 2024. (Getty Images / Steve Pfost / Newsday RM through Getty Images)

These metro areas are Pittsburgh, Pennsylvania; Detroit-Warren-Dearborn, Michigan; and St. Louis, Missouri, Real Estate Market.

According to the report, the median annual economic income in these cities was $ 72,935, $ ​​72,493 and $ 79,493 and $ 79,869 and $ 79,869 and $ 79,869 and $ 79.869.

In PittsburghThe ratio of medium average income of a family of 249,900 dollars in the area of ​​a $ 249,900 house in the area was 27.4%. The report caught the amount of a family to pay for mortgages, taxes and insurance in 19970.

Pittsburgh

In Pittsburgh, a family of 249,900 dollars in the area was 27.4% of the median’s average income of a household to watch a $ 249,900 house. (ITOK / ISTOCK)

Detroit-Warren-Dearborn, meanwhile, used 29.8% of a house Annual income According to Realtor.com, for a home for a home that is $ 270,000 in May. Annual mortgage payment, tax and insurance will reach $ 2,1,576.

Detroit Skyline

Detroit-Warren-Dearborn used 29.8% of annual income for a home for a home for a home in May 270,000. (Roberto Machado Noa / Lightrocket Getty Images / Getty Images)

Households in the Saint-Louis region, a median home-related payments can cover 30% of their annual income, the real estate market was reported.

St. Louis Skyline, St. In the spotlight with Louis Arch

Households in the Saint-Louis region are capable of covering the average house related payments with 30% of its annual income. (Reuters / Tom Gannam / Reuters Pictures)

Realtor.com Senior Economist Danielle Hale, “Several” Midwestern Markets “Several Midwestern Markets are still a way home to a medium-income home that can pay a 20% low-income household,” without significant changes in the largest markets “,” he said.

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“Gains rose, but home-based costs rose faster, it can also feel difficult if it is not possible in many housing markets within the country,” he said.

Nationwide, Realtor.com will need about 44.6% to be able to provide material work in a family of a family.

Some subway areas saw higher percentage of media revenues needed to pay for a median home Los Angeles-Long Beach-AnaheimAccording to the report, 104%, 104% and New York-Newark-Jersey city, reached 66.9% here. In the Boston-Cambridge-Newton area, 64.3% of the median income of a house.

For the sale sign

Nationwide, Realtor.com will need about 44.6% to be able to provide material work in a family of a family. (Fstop123 / request)

Realtor.com said something that says more houses added to the favorable levels.

Last month, a separate report issued by the National Association of Realtors and Realtor.com ruminate 30% of American 100 largest subway areas were “near the balance”, and 44% “in the middle”, but not in the middle of “, but in the middle of the crisis.” There were markets in a quarter (26%) markets that the “gaps in favorable lists” increases in deterioration and balance.

The apartment is more convenient for medium-income earnings, but the supply issues remain

Many adults in the United States – 75% – still think of home ownership to be a The component of the American dreamJanuary a study.

The United States’s Hostage Level of the Saint-Louis furnished in the first quarter of the Federal Reserve Bank in the first quarter of 2025 at 65.1%.



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