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The US property market is about to see a turn in the coming months, according to an industrial specialist.
Americans will be able to use themselves Rent payments Director of the Federal Apartment Finance Agency to be mortgaged within a new order from Bill Pulte.
Fannie Mae and Freddie Mac Direct the main regulator in the first US, the Credit History already includes credit cards and loans on Tuesday. ”
In recent weeks, the apartment regulator, Americans, an asset to assess the risk of mortgage, even a family’s mortgage loan, expanded the ways they can manage a mortgage and Freddie Mac.
Americans will be able to use the Rent Payments to qualify for a new order from Bill Pulte, a new order from the Federal Housing Financial Agency Bill Pulte. (Elijah Noublage / Bloomberg, Getty Images / Getty Images)
The apartment crisis is already required to spend more than 30% of homebuyers in 47 main metro areas
Pulte ordered the state-funded enterprises playing a critical role in the financing industry, “prepare for counting Cryptocurrence as an active for mortgage.”
America’s Housing Crisis: Realtor.com CEO said it was a way to solve it
Previously, homebuyers’ loan was based solely on FICO scores that did not take into account the rent payments. Now Redfin Chief Economist Daryl Fairweather can be based on the vantage account that uses renting as one of the variables that can affect credit scores.
In 2022, FHA began to allow homebuyers to use positive rental dates, otherwise it is known as government supporting mortgage loans.
If the housing regulator includes mortgage loans that are not FHA, or even one recipients, including those who wait CEO Noel Roberts, He says a game will be changer.
Experts believe that the recent advertisement of Pulture is more and operates in the housing industry, which controversed by a crisis, which prevents buyers from throwing the market.
Bill Pulte, the state-funded enterprises played by a critical role in the house financing industry, “prepare for counting Cryptocurrence as an active for the mortgage of enterprises.” (David Paul Morris / Bloomberg Getty Imager / Getty Images)
Like May, the typical US family should spend 44.6% to pay 44.6% of a medium-valued house from Realtor.com. This is the recommended 30% extreme, emphasizes how “Affordable not only tense, “Realtor.com economists said in a recent report recently.
Realtor.com Joel Berner, Joel Berner, will help to expand the potential homebuyers pool and increase the housing market in general, because the “fine credit documents”.
Consumers who do not borrow as much as auto loan or credit cards can use lease dates for the authority of the mortgage.
Like May, the typical US family should spend 44.6% to pay 44.6% of a medium-valued house from Realtor.com. (Via Michael Nagle / Bloomberg Getty Imager / Getty Images)
“For the first time there are numerous obstacles for the host, so the elimination of one of them will help you become more people to become homeowners.”
The only drawback said that Berner, not the history of rent, but other loan points, which are poor payment history, but it is a very small group.
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“Monthly rent payments are the main expense for most people who hope to host today,” he said. “This is the payment budget The most deliberately and this is the closest proxy to pay the monthly mortgage, so it is inspiring to see financial discipline to these expenses to adapt to these costs. “
Added that building capital in one house is the key to long-term financial health and generation wealth. So far, do monthly rent payments, did not work to help consumers achieve this goal.
