The rich people live in 5 ways, says a millionaire

There is a rich way to get wealth.

Are born with some descouraged wealth This gives them the beginning, while others, while definitely passed and determined Good times of career decisions. Can have a chance Also be a factor.

But there is a A few common habits Among the rich people, self-millionaireAuthor and TV Host Ramit Sethi wrote in the last newsletter.

“It’s time to stop worshiping rich people and start copying what they do in fact,” he said.

Behold, Sethi said you can use how rich people live and use your wealth.

If you know how much money you earn in a year, you are already a step before many of you People spoke to Seshi In two decades help people paid people.

“You should Know your numbers“Sethi recently told CNBC.” Shocking, we do not know their household income, 50% of the couples I speak. 90% of the people in the debt do not know how much they owe. “

Sethi is easy to watch and track “3 dollars” as the price of eggs or gallons of gas. But these factors probably do not matter between retire and fully handling your golden years. Instead, pay attention to seven main questions, he:

1. How much money do I earn?
2. How much debt I have it and when will I pay?
3. My percentage Revenue is going to save?
4. My percentage Income is invested?
5. How much of my income Spend housing?
6. I want to spend more and less?
7. What is my Money beliefs?

Of course, you will not be able to know the answer to these questions and do not make any adjustments. But understanding your own financial situation is the key to understand what your next steps are.

“The rich people who are savvy with money have been for next year, next year and even five years,” he said.

Instead of To set the budget And try to put yours instead of systems to do it to paste yourself Automatically manage your moneySethi said. All of your deposits, investments and account payments can be automated, so you don’t have to think about things like you can strike this year.

You can do this by installing salary allocations for transfer to your savings or broker accounts for 401 (k) or automatic bank transfers. In addition, you can assign money rules for yourself as each decides to a certain percentage Cash wind It is invested and the rest can be used for fun.

“Rich people do not gamble their financial success today,” he said. “They build their money automatically operating airproof systems.”

Life for better or worse is full of unexpected surprises. Sethi said the more rich people were a plan for what they separated from each other. They have not only one Healthy emergency stockAt the same time, they also have a strong understanding that they want to look like their lives.

“Most people do not know how much they should save or invest in,” Sethi wrote. “Just just Dial a random number I feel guilty for the next 45 years outside and then. “

When you have 60 years of age from 9 to 5, you can specify what you can do with your money, not to give up on your 60 years old or not to start your own business.

“When deciding once decided, you should create a schedule and make a plan,” he said. “Set up a system that your back is never against the wall.”

“(Rich people) live by The principle of 80/20: 80% of your results come from 20% of your efforts, “Sethi,” in a working conditions, 80% of the earnings means that the customers arrive in 20% of the earnings.

But in a personal level, bought a latte, buy a latte or prepare a coffee, focus “$ 30,000 to $ 30,000” or significantly focus “$ 30,000” as you can significantly lower your apartment costs.

“These questions are worth tens of thousands of dollars and still stay in the weeds and play small by asking $ 3” ​​Sethi Previously CNBC reported it.

Of course, you can earn yourself some money by always going Cheapest choice. However, to save a few dollars, it cannot be worth a low product or experience.

“Rich people who are savvy with money are not interested in costs only – they are interested in value,” Sethi wrote.

If youtube videos have been trying to teach themselves through free sources, he gave an example to pay for a personal trainer. “By paying someone, I have disappointed myself infinitely – and I’ve got something more precious: time,” he said.

Seshi stressed that the rule is applying to what is the most important thing. Choose to invest in several main areas instead of breaking up on things that are not important to you.

“The point of money is not to collect it,” he wrote. “The money point is to solve problems and enjoy your life.”

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