Visa launches ‘Intelligent Commerce’ platform, letting AI agents swipe your card—safely, it says

Visa Artificial intellect launched a new platform designed to purchase the agents on behalf of users, and provided access to EU credit cards effectively – hard hugging credit cards. System, called Visa Smart TradeThe company’s global product was opened in San Francisco last Wednesday, and AI assistants only ensured that they did not recommend products, but to make full operations.

“Soon people will have their own names, to choose, buy and manage their own behalf,,” he said. “These agents need to be trusted not only by users, but also by banks and vendors.”

It was established in the Partnership Network with leading AI companies, including initiative Anthropical, Ibm, Microsoft, You have the mistral, Open, Confusion, Samsungand Walebetween others. This cooperation is to enter the Payment opportunities in the AI ​​systems that change how direct consumers discovered how consumers discover products and services.

Visa’s new platform, the current AI trade view addresses a critical gap. Although the AI ​​systems have become increasingly complex in finding the products of users, they usually hit a wall to complete the operations.

“AI trading is a new trading experience playing an active role in helping users’ assistants from USI agents.” “Today agents are mainly helping the product discovery, but visa will start transacted on behalf of users with intelligent trade.”

The system works with a tokenized digital credentials that can be reliable by traditional card information by authorized AI agents. Users protect control by setting control by setting specific parameters such as spending restrictions and merchant categories, manage AI transaction data.

For example, a consumer can teach the AI ​​Assistant to find a perfect gift for Cancún, weekly groceries, or family member after $ 500. The AI ​​will search for many sites, compare and complete the options – all without requiring the consumer to manually enter payment information in each step.

“There are a great potential for the role of AI agents, different trading cases, as a grocery order, the more complex search and decided holidays,” said a birwadker.

The visa plans to ensure a secure of AI operations in digital fraud

The concerns about the Privacy Privacy of AI are declared when high among consumers. The visa seems to be waiting by making these concerns a central feature of the security platform.

“Visa is a managing approach to understanding the threats of cybercrime against new and novel fraud and donating technology,” he said. “Simply determine, explore, explore, explore, explore, explore and relieve the best practices and best practices for use of generation and built management, research and built-in management, and the best practices, visa.

The company, fraudulent detection and prevention, visa AI and machine learning systems are practiced for decades in the leadership $ 40 billion in fraud a single year.

The system has several basic security components. This Ai Ready Cards Replace traditional card data with Tokenized credentials when simplifying the payment process. The platform also provides an identity verification that the consumer has the authority to act on behalf of the selected AI agent. “Only the consumer can instruct the agent to do what to do and when to activate the payment label,” the company said. In addition, the transactions create a signal sharing with a visa in real mode, allows the company to help apply operational control and managing disputes.

“The transactions provided by the EU agent will be tokenized, the planned card details were replaced,” he said. “Visa information for personalization is a protective framework. Data exchange and data exchange, consumer exchange and data exchange, data exchange and data exchange, payment credentials, it is also managed through data requests.”

The distinctive feature of the vision approach is emphasizing the user’s control. Consumers can determine spending restrictions, can show merchant categories and even require real-time approval for certain transactions.

Mark Nelsen, President of Visa’s Global Consumer Products, Pymnts said The system allows consumers to build settings such as $ 500 ceiling for a hotel for a hotel. AI agent works within these restrictions, and it finds options without exceeding the pre-determined limits for consumer criteria.

“The visa for personalization uses a protective framework for a data confidentiality,” said Birwadker Venturebeat. “Məlumat sorğuları, məlumat mübadiləsi və məlumatların paylaşılması məqsədi ilə istehlakçı, ödəniş etimadnaməsi tokenizasiyası və məlumatların ötürülməsi və şifrələnmiş və şifrələnmiş və şifrələnmiş məlumatların idarə olunmasına imkan verən məlumat tokenləri vasitəsilə idarə olunur.

This approach reflects the concept of Visa that consumer adoption is to keep the agency feeling when entrusting their shopping instructions to AI. The company carefully compiled a system where there is no need for convenience.

The visa is in the center of the AI ​​trade revolution, which has 200 countries network

In the center of the announcement, the next basis in the center of the visa will be the next basis in online shopping and desktop, the desktop is a potential to emerge from desktop trading.

“Similarly, the visa from mobile phone online and online appoints a new standard for a new trading period,” Forestell said. “Now visa smart trading, AI agents can purchase and buy and buy purchases for consumers according to the previously selected preferences.”

Industrial analysts notes that Visa’s global trace – covers more than 200 countries and territories – it gives an important advantage in expanding technology. The company provides the existing ticalization framework and merchant connections, the necessary infrastructure for the AI ​​trade in the global scale.

Asked about the time of receipt, a winner said that the future of technology is confident: “It is difficult for you to adopt a sizes like Oppenai and other Genai platforms.

The company said that developers can immediately begin to implement the API with the start of pilot programs expected to begin in the coming months.

Trust remains a major problem for consumers who have access to the EI’s financial information

Despite their enthusiasm from Visa and its partners, some consumers and privacy lawyers are skeptical of accessing AI agents. The company accepts an approach measured to solve these concerns.

The visa system allows consumers to start small, low-risk operations before giving more purchases for AI assistants. The company emphasizes that consumers protect the same protection and fraud, even when operations are initiated by AI agents, are currently with visa cards.

The visa for this initiative is extensive partnerships, more comprehensive ecosystems, more than isolated product. “We work with each of the partners you mentioned to bring better trade experience to consumers,” Birwadker said. “For example, we provide a reliable and securely in the agent of Openai. This program provides more than 20 payment services and AI infrastructure and AI infrastructure.”

Visa’s announcement comes in a growing competition in the AI ​​trade space. Several technology companies and financial institutions are investigating the AI ​​to integrate their way to their shopping experience, although few, although it is less, provides comprehensive solutions to the discovery and payment of bridges.

What distinguishes the approach of the Visa is in the spotlight to directly enter the payment capabilities directly to the AI ​​agents used for other tasks. Instead of creating a separate shopping assistant, visa payment rails accelerate the existing AI platforms, potential acceleration.

This strategy also solves the existing splitting in online shopping, where consumers often create account and include payment information in many sites and applications. The AI ​​agents aimed to leave the visa basket and facilitate trade experience by allowing these operations to manage problems without problems.

“Unlike existing e-commerce, which provides seamless and expandable operations through autonomous agents to search for consumers and transact, Visa Intlegiall trading,” said Birwadker.

As the visa prepares for a wise trading platform, the borders between human and artificial decision-making continue to interfere in a trade view. For decades, we have entrusted people from retailers to travel agents – our shopping needs. Now we are only looking for products, but we stand in the threshing of trust algorithms with our wallets and our wallets.

The last success of the Visa’s initiative has the required psychological change, regardless of consumers, regardless of technology, which is increasingly skillful. People who remember credit card numbers and closely protect them should now decide to be careful about the financial information of the convenience of shopping that supports the AI.

Throughout history, buyers always adapt to the new ways of purchasing – from the e-commerce catalog from the e-commerce catalog from Marketplace Haggling – Every transfer requires consumers to trust new systems.

Visa’s AI Trade Initiative asks perhaps the deepest leap: the artificial agent is not only to know what we want, but to get our money. As buyers face this choice, they do not appreciate only a new technology. They decide to result in the decision to buy the last human element in trade.