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Clarna losses are doubled as purchased now, then the defaults are 17% for inflation


Clarna, an important player Buy now, then pay (BNPL) Space faced losses in recent months, because consumers cannot pay with their loans.

While Clarina’s user base continues to grow in the first quarter, the loss increased doubled compared to a year ago, the company said in a profit report on Monday. Loan loss, the borrower reached 17% when default on a debt.

Consumers are constantly expressed in the work resistant to giving them more financial comfort to Klarna, confirmation and subsequent companies Continuous inflationRenewable student loan payments in October 2023 after a break due to high interest rates and Covid-19 pandemics.

Costco now purchases, Pay later for Great online purchases by confirmation

Consumers use platforms because it allows you to pay or approve by four percent in both weeks, if it is approved, you can make monthly payments in six-18 months (allowing only four parts). However, experts warn that these services can easily be an excessive ticket.

Clarna announcement

Consumers are constantly confirmed by clarna, and subsequent companies to provide more financial comfort in front of high interest rates, high interest rates, high interest rates, high interest rates and student loans. (Smith Collection / Gado / Getty Images)

With Klarna, buyers are able to divide into more than one partition instead of prepaying the full amount they purchased. Clarna take all the money forward to the retailer and then gets money from a cost associated with consumer over a long period of time.

Now purchased risks, then pay: ‘overpending ticket’ says

If consumers do not have money to pay, they hit a late fee.

Another concern among specialists is also very easy to approve for these services. For example, because someone is approved to use these loans, Lendertree’s chief consumer finance analytical Matt Schulz does not guarantee the possibility of paying them back.

Next point in a laptop

Buy now, pay subsequent options, buyers are able to divide into more than one partition instead of prepaying the full amount of purchases. (Brent Lewin / Bloomberg / Getty Images)

However, these issues are not unique to Clarna. More than 40% of the users of BNPL loans, about 34% of them in the last year, about 34% a year ago, a year ago, a year ago, a year ago, until a year ago, said a year ago.

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According to Lendertree’s BNPL Tracker, 39% of Americans were considered to apply for at least one purchase, and later in April, from March increased by eight points since March. This has been the largest monthly jump since March 2023 since the eight-point growth.

In February, in February, the fourth quarter of the Federal Reserve Bank, including credit card debt, including credit card debt, in the fourth quarter of 2024, in the fourth quarter of 2024.

Laptop is used by a pair to review finance.

In February, in February, the fourth quarter of the Federal Reserve Bank, including credit card debt, including credit card debt, in the fourth quarter of 2024, in the fourth quarter of 2024. (Idle)

In the report, the total household debt showed $ 93 billion in late 2024 to $ 93 billion. Credit card remains The previous quarter rose to $ 45 billion, and in late December reached $ 1.21 trillion, which is high.

Fox work ‘Eric Revell contributed to this report.



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