Credit card points appear to be increasingly, meaningless

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Nerd a point? If British Airways and American have been expected to announce that they can win “level points” in the credit card spending of frequent credit card expenditures since April, we can safely assume the answer is yes.

Even the game Airlines may remember the Furore while those who do not compete in the peculiar sport of loyalty schemes Changes to the frequent flying club.

Since the rules changed in April, it was It’s hard to achieve Introduction perks such as gold, silver or bronze status and salon login, seat option and priority notes. However, this week, the travelers who hold the American Express Premium-Plus card finally knew how to earn up to 2,500 additional “level points” for hitting the pot and turbulence.

To get a full whack, the cost of £ 25,000 spending costs should be shot via credit cards in the next seven months. More than £ 3,500 per month, it is higher than the British’s total salary.

These and other airline changes in loyalty schemes reflect more widespread erosion for British consumers – some of them have led to many points to the Nerdy obsession with the collection points.

Credit Card Awards are worse after the UK restricting the stream of key income for card issuers to process payments in 2015. Like rule Geekery clears your balance, so much use of your balance every month to prevent interest charges. John Lewis, the owners of the owners of the popular partnership card, announced the cost of spending in other stores, the average number of points will hit the desired points.

However, this did not stop collecting the most loyal points, which increased twice in search of nothing. “If you want to get the benefits, you should do business,” Tom is one of the 400-Fast frequent flyers involved on the travel site Dot Summer Party in London this week. Nerds Hastonbury for Nerds, urban workers and retired couples have heated the crowd

One person convinced his girlfriend that five levers between London, Dublin, Brussels and (as a result) to get enough step points to fit the status of Silver. “A funny Christmas,” partner was planted.

Many parties are regularly flying rapidly for work and use awards for satisfaction. Plenty, the other had brought the other half (“he, I am the honey, I am just benefiting,” he says). As I have learned, you can net both bonuses and each receives spending points by applying for your partner’s credit card. “I have always taught my wife to pay with a card,” he said. Another spouse returned to £ 200 of the shopping of John Lewis and redesigned the same items through a credit card shopping website for airline.

There were many conversations about the difficulties in spending points; Coveted 2-4-1 friends unlocking flight checks, they complain that they have to order before them to use them.

After ordering a BA holiday or the rules of April, BA spends large amounts on Amex cards, after this point collection (BA gained 500 additional bonus points). This will not be fully flight, a flight, which is probably the right to buy a free seat option and priority boarding, just to get the bronze status of about 25,000. Is that really worth trying?

The category of NERD points, known as “status followers”, is definitely thinking. So far, a guy, who has been working so far, has applauded the change of rule by believing that the first classroom will make it less crowded. The long shifts for airport salons are a common grip, but there is a hack for it – “Digital Waiting List” for other salons for selected Amex card holders.

“Anyone who has to do something to complete credit card payments every month and a kind of premium will do something,” he said.

At least, it recommends that CashBack cards offer a better value than most retail sales (annual credit card expenditures offer a better value for about £ 1,000. Even with annual fees, the benefits of benefits such as travel insurance and restaurant deals.

Permanent rule changes and tweaks changes give you a lot to talk about nerds, but, unfortunately, I’m afraid that all is missing on me.

Claer Barrett is the author of the consumer editor of FT and FT Sort your financial life Bulletin series; Claer.barrett@ft.comOpen Instagram and Tiktok @Claerb