Easier bank stress tests cleanses dividend and purchase path

This year, 22 of the 22 banks would have been abroad to continue to operate all 22 banks, Fed, the Fed was awarded the theoretical. The Fed’s scenario, less than other measurements, less than other measurements, less than other measurements, less reductions, less reductions, would be a lower decrease in the scenario.

All this is less harmful, but simulated, dripper means less risk of banks that are less damage and potentially failing to the balance sheets of these banks. Since banks passed the 2024 test, the banks were expected to take 2025 tests.

“Large banks remain well to achieve well capitalized and difficult results,” he said, Chairman of the Bank Michel Bowman for the bank’s control. Bowman appointed by President Trump, this month ago was the Deputy Chairman of the Fed.

Fed said that the global economy has weakened since last year, because the global economy has been weakened since last year. In addition, the Bank said that previous tests showed “unexpected volatility” in the results and plan to search for public and industry to adjust stress tests in the coming years. The Fed also claimed that private capital assets are usually taken for a long time and are usually not sold for difficult moments, and the banks have chosen to test their exposure to private capital assets.

Fed also not even exposed to any bank for a $ 2 trillion-dollar activity class, or even $ 2 trillion loan Fed researchers themselves were observed to grow exciting quickly. The Boston Federal Reserve Bank recently drew attention to this Personal credit may be a systematic risk in the financial system Under the violent negative scenario where stress tests need to try.

Fed’s press release was no words or expression of the test or measuring a private loan or private debt in this year’s test or the test or measuring individual debt. The Fed said, “The” exploration analysis “said the main banks to endure the loss of the private credit market in the main credit market. This analysis was completely separate and was not part of the test.

Fed’s “stress tests” was created as a way that the country could withstand another financial crisis, which occurred about 20 years ago after the 2008 financial crisis. The tests are an effective academic training, where the Fed simulates a scenario in the global economy and measures the scenario’s bank balance sheets.

22 banks tested are the biggest names in the work JPMORGAN CHASE, Citigroup, Bank of America, Morgan Stanley and Goldman Sachs and Goldman Sachs, which touches each part of the United States and the global economy and have a large range of ventures.

In this year’s hypothetical scenario, a large global decline in commercial real estate prices would reduce 30% reduction and 33% decrease in housing prices. Unemployment rate will rise to 10% and stock prices will fall by 50%. In 2024, the hypothetical scenario was a 40% reduction in commercial real estate prices, a reduction in the stock exchange rate and 36% in apartment prices.

With the past prices, the main banks will be allowed to allow shareholders to get dividends and receive shares back to investors. These dividend plans will be announced next week.